<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<xsd:schema xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:bafpr3.02.11="http://sbr.gov.au/icls/baf/bafpr/bafpr3.02.11.data" xmlns:tech.01.02="http://sbr.gov.au/fdtn/sbr.01.02.tech" xmlns:dtyp.02.15="http://sbr.gov.au/fdtn/sbr.02.15.dtyp" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://sbr.gov.au/icls/baf/bafpr/bafpr3.02.11.data" elementFormDefault="qualified">
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.02.15.dtyp" schemaLocation="../../../fdtn/dtyp.sbr.02.15.xsd"/>
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.01.02.tech" schemaLocation="../../../fdtn/tech.sbr.01.02.xsd"/>
    <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
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    <xsd:element name="Expense.DepreciatingAssets.IntangibleBalancingAdjustment.Amount" id="DE12738" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
    <xsd:element name="Expense.DepreciatingAssets.SmallBusinessEntity.Amount" id="DE12745" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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    <xsd:element name="Expense.Insurance.ClaimInwards.Amount" id="DE13036" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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    <xsd:element name="Expense.Insurance.ClaimPayments.Amount" id="DE13038" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
    <xsd:element name="Expense.Insurance.ClaimsPayments.Amount" id="DE8479" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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    <xsd:element name="Income.Insurance.EarnedPremiumRevenueGross.Amount" id="DE8488" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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    <xsd:element name="Income.Insurance.LifeBusiness.Amount" id="DE8024" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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    <xsd:element name="Income.Insurance.WrittenPremiumRevenue.Amount" id="DE12909" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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    <xsd:element name="Income.ResearchAndDevelopment.FeedstockAdjustment.Amount" id="DE12759" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
    <xsd:element name="Insurance.PoliciesWritten.Number" id="DE12911" type="xbrli:nonNegativeIntegerItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
</xsd:schema>
