<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#bafpr3.02.15_bafpr3Abstract" xlink:label="loc_bafpr3.02.15_bafpr3Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpr3Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Performance 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpr3.02.15_bafpr3Abstract" xlink:to="lbl_bafpr3Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#DE13113" xlink:label="loc_DE13113"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13113" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Income Insurance Activities Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE13113" xlink:to="lbl_DE13113"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13113" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during the relevant period, for inflows sourced from insurance activities.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#DE3315" xlink:label="loc_DE3315"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3315" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Income Insurance Premium Policies Accident Disability And Term Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3315" xlink:to="lbl_DE3315"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3315" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during the relevant period, for the gross amount of premiums received from accident, disability and term insurance policies.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#DE3316" xlink:label="loc_DE3316"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Income Insurance Premium Policy Other Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3316" xlink:to="lbl_DE3316"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3316" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during the relevant period, for the amount of premiums received from other insurance policies that are not categorised elsewhere.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#DE3314" xlink:label="loc_DE3314"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Income Insurance Premiums Policies Exempt Life Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3314" xlink:to="lbl_DE3314"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE3314" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during relevant period, for the amount of gross premiums received from exempt life insurance policies.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpr3.02.15.data.xsd#DE1965" xlink:label="loc_DE1965"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE1965" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Insurance Rebate Premium Members Death Disability Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE1965" xlink:to="lbl_DE1965"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE1965" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during the relevant period, for any rebates received/receivable from insurers in relation to members' total death and/or disability insurance premiums paid or payable.</link:label>
    </link:labelLink>
</link:linkbase>
