General Insurance Insurance Benefits Beneficiary Type Code This field must be set to one of the enumerated values. T = a payment made to trustee of the estate of the deceased; O = a payment made directly to a non-dependant of the deceased; D = a payment made directly to a dependant of the deceased The Death Benefit payee type can be the trustee of the estate of the deceased; a non-dependant of the deceased, or a dependant of the deceased. Insurance Benefits Death Benefit Indicator This field must be set to one of the enumerated values. For employment termination payment, an employment termination payment received after another person's death, in consequence of the termination of that person's employment. For superannuation lump sum, a payment from a fund, after another person's death , because that other person was a fund member.