<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#dataElementGuidance"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="pyin.02.13.data.xsd#DE12593" xlink:label="loc_DE12593"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Legislation Compliance Accept Terms And Conditions Indicator</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE12593" xlink:to="lbl_DE12593"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12593" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Indicates whether or not the terms and conditions are understood and consented to.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE12593" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">A choice of true or false values.
true = The terms and conditions displayed to the sender of the message are understood and consented to by the sender.
false = The terms and conditions displayed to the sender of the message are not understood and consented to by the sender.
</link:label>
        <link:loc xlink:type="locator" xlink:href="pyin.02.13.data.xsd#pyin.02.13_pyinAbstract" xlink:label="loc_pyin.02.13_pyinAbstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_pyinAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Party Interaction</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_pyin.02.13_pyinAbstract" xlink:to="lbl_pyinAbstract"/>
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