Tax Collection 2 Income Tax Pay As You Go Withholding Study And Training Loan Repayment Indicator Indicates whether an individual has a study or training loan to determine whether additional withholding should be made from a payment to cover the compulsory repayments for these loans. This includes loans paid by the Australian Government to individuals undertaking higher education, trade apprenticeships and other training programs, but excludes loans paid under the Student Financial Supplement Scheme. If an individual has either a Higher Education Loan Program (HELP) loan, VET Student Loan (VSL), Student Start-up Loan (SSL), ABSTUDY Student Start-up Loan (ABSTUDY SSL) or Australian Apprenticeship Support Loan (AASL) the indicator must be set to True. Otherwise the field must be set to False.