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<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
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xmlns:AssetOwnership.02.00="http://sbr.gov.au/dims/AssetOwnership.02.00.dims" xmlns:ContractArrangement.02.00="http://sbr.gov.au/dims/ContractArrangement.02.00.dims" xmlns:MainBusinessDescription.02.00="http://sbr.gov.au/dims/MainBusinessDescription.02.00.dims" xmlns:CategoryOfInsurer.02.00="http://sbr.gov.au/dims/CategoryOfInsurer.02.00.dims" xmlns:CompletionStatus.02.00="http://sbr.gov.au/dims/CompletionStatus.02.00.dims" xmlns:CounterpartyRole.02.00="http://sbr.gov.au/dims/CounterpartyRole.02.00.dims" xmlns:orgname2.02.00="http://sbr.gov.au/comnmdle/comnmdle.organisationname2.02.00.module" xmlns:NewBusinessType.02.00="http://sbr.gov.au/dims/NewBusinessType.02.00.dims" xmlns:NameOfEntityProvidingGuaranteeOrLetterOfCredit.02.00="http://sbr.gov.au/dims/NameOfEntityProvidingGuaranteeOrLetterOfCredit.02.00.dims" xmlns:BalanceType.02.01="http://sbr.gov.au/dims/BalanceType.02.01.dims" xmlns:LoanPurpose.02.00="http://sbr.gov.au/dims/LoanPurpose.02.00.dims" xmlns:DrawDownNotice.02.00="http://sbr.gov.au/dims/DrawDownNotice.02.00.dims" xmlns:CounterpartyDomicile.02.00="http://sbr.gov.au/dims/CounterpartyDomicile.02.00.dims" xmlns:OrganisationNameAndABN.02.00="http://sbr.gov.au/dims/OrganisationNameAndABN.02.00.dims" xmlns:AssetSecurity.02.00="http://sbr.gov.au/dims/AssetSecurity.02.00.dims" xmlns:OprtnlClssfctn.02.00="http://sbr.gov.au/dims/OprtnlClssfctn.02.00.dims" xmlns:RelPrdDrtn.02.01="http://sbr.gov.au/dims/RelPrdDrtn.02.01.dims" xmlns:taxrate1.02.00="http://sbr.gov.au/comnmdle/comnmdle.taxrate1.02.00.module" xmlns:address4.02.00="http://sbr.gov.au/comnmdle/comnmdle.addressdetails4.02.00.module" xmlns:SpecificRiskWeight.02.00="http://sbr.gov.au/dims/SpecificRiskWeight.02.00.dims" xmlns:InterestRate.02.00="http://sbr.gov.au/dims/InterestRate.02.00.dims" xmlns:cheque1.02.02="http://sbr.gov.au/comnmdle/comnmdle.cheque1.02.02.module" xmlns:IntlJurisdiction.02.00="http://sbr.gov.au/dims/IntlJurisdiction.02.00.dims" xmlns:prsnstrcnm2.02.00="http://sbr.gov.au/comnmdle/comnmdle.personstructuredname2.02.00.module" xmlns:fax1.02.00="http://sbr.gov.au/comnmdle/comnmdle.electroniccontactfacsimile1.02.00.module" xmlns:CreditRiskWeighting.02.00="http://sbr.gov.au/dims/CreditRiskWeighting.02.00.dims" xmlns:phone1.02.00="http://sbr.gov.au/comnmdle/comnmdle.electroniccontacttelephone1.02.00.module" xmlns:CompntsEquity.02.00="http://sbr.gov.au/dims/CompntsEquity.02.00.dims" xmlns:address1.02.01="http://sbr.gov.au/comnmdle/comnmdle.addressdetails1.02.01.module" xmlns:LoanToValuationRatio.02.00="http://sbr.gov.au/dims/LoanToValuationRatio.02.00.dims" xmlns:HedgingBasis.02.00="http://sbr.gov.au/dims/HedgingBasis.02.00.dims" xmlns:ReportingLocation.02.00="http://sbr.gov.au/dims/ReportingLocation.02.00.dims" xmlns:h03.02.00="http://sbr.gov.au/dims/LiabEstMethod.02.00.dims" xmlns:DMFPolicy.02.00="http://sbr.gov.au/dims/DMFPolicy.02.00.dims" xmlns:SecurityIssuer.02.00="http://sbr.gov.au/dims/SecurityIssuer.02.00.dims" xmlns:CounterpartyType.02.00="http://sbr.gov.au/dims/CounterpartyType.02.00.dims" xmlns:OpenCloseBalance.02.00="http://sbr.gov.au/dims/OpenCloseBalance.02.00.dims" xmlns:bpay1.02.00="http://sbr.gov.au/comnmdle/comnmdle.bpay1.02.00.module">
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="icls/icls.02.13.presLink.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="icls/icls.02.13.labLink.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:import namespace="http://sbr.gov.au/icls/icls.02.13.data" schemaLocation="icls/icls.02.13.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.addressdetails1.02.01.module" schemaLocation="comnmdle/comnmdle.addressdetails1.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.addressdetails2.02.01.module" schemaLocation="comnmdle/comnmdle.addressdetails2.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.addressdetails3.02.00.module" schemaLocation="comnmdle/comnmdle.addressdetails3.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.addressdetails4.02.00.module" schemaLocation="comnmdle/comnmdle.addressdetails4.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.bpay1.02.00.module" schemaLocation="comnmdle/comnmdle.bpay1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.cheque1.02.02.module" schemaLocation="comnmdle/comnmdle.cheque1.02.02.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.declaration1.02.01.module" schemaLocation="comnmdle/comnmdle.declaration1.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.declaration2.02.00.module" schemaLocation="comnmdle/comnmdle.declaration2.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.declaration2.02.01.module" schemaLocation="comnmdle/comnmdle.declaration2.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.directcredit1.02.03.module" schemaLocation="comnmdle/comnmdle.directcredit1.02.03.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.directdebit1.02.02.module" schemaLocation="comnmdle/comnmdle.directdebit1.02.02.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.electroniccontactelectronicmail1.02.00.module" schemaLocation="comnmdle/comnmdle.electroniccontactelectronicmail1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.electroniccontactfacsimile1.02.00.module" schemaLocation="comnmdle/comnmdle.electroniccontactfacsimile1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.electroniccontacttelephone1.02.00.module" schemaLocation="comnmdle/comnmdle.electroniccontacttelephone1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.financialinstitutionaccount1.02.00.module" schemaLocation="comnmdle/comnmdle.financialinstitutionaccount1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.organisationname1.02.00.module" schemaLocation="comnmdle/comnmdle.organisationname1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.organisationname2.02.00.module" schemaLocation="comnmdle/comnmdle.organisationname2.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.paymentinperson1.02.01.module" schemaLocation="comnmdle/comnmdle.paymentinperson1.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.perioddetails1.02.01.module" schemaLocation="comnmdle/comnmdle.perioddetails1.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personstructuredname1.02.00.module" schemaLocation="comnmdle/comnmdle.personstructuredname1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personstructuredname2.02.00.module" schemaLocation="comnmdle/comnmdle.personstructuredname2.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personstructuredname3.02.00.module" schemaLocation="comnmdle/comnmdle.personstructuredname3.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personstructuredname3.02.01.module" schemaLocation="comnmdle/comnmdle.personstructuredname3.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personunstructuredname1.02.01.module" schemaLocation="comnmdle/comnmdle.personunstructuredname1.02.01.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.personunstructuredname1.02.00.module" schemaLocation="comnmdle/comnmdle.personunstructuredname1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/comnmdle/comnmdle.taxrate1.02.00.module" schemaLocation="comnmdle/comnmdle.taxrate1.02.00.module.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AccidentYear.02.00.dims" schemaLocation="dims/AccidentYear.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AccntngRcgntnBss.02.00.dims" schemaLocation="dims/AccntngRcgntnBss.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ADIBookType.02.00.dims" schemaLocation="dims/ADIBookType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AgeRange.02.00.dims" schemaLocation="dims/AgeRange.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/Allocation.02.00.dims" schemaLocation="dims/Allocation.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/APRAGISegments.02.00.dims" schemaLocation="dims/APRAGISegments.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssblFrgnIncClass.02.00.dims" schemaLocation="dims/AssblFrgnIncClass.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetEncumbrance.02.00.dims" schemaLocation="dims/AssetEncumbrance.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetImpairmentValueType.02.00.dims" schemaLocation="dims/AssetImpairmentValueType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetOwnership.02.00.dims" schemaLocation="dims/AssetOwnership.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetQuality.02.00.dims" schemaLocation="dims/AssetQuality.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetSecurity.02.00.dims" schemaLocation="dims/AssetSecurity.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetSeller.02.00.dims" schemaLocation="dims/AssetSeller.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AssetUsageStatus.02.00.dims" schemaLocation="dims/AssetUsageStatus.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AuStsTerrOS.02.03.dims" schemaLocation="dims/AuStsTerrOS.02.03.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AuStsTerrOS.02.01.dims" schemaLocation="dims/AuStsTerrOS.02.01.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/AuStsTerrOS.02.02.dims" schemaLocation="dims/AuStsTerrOS.02.02.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/BacktestingBasis.02.00.dims" schemaLocation="dims/BacktestingBasis.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/BalanceType.02.01.dims" schemaLocation="dims/BalanceType.02.01.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/BalanceType.02.00.dims" schemaLocation="dims/BalanceType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/BorrowingSecurity.02.00.dims" schemaLocation="dims/BorrowingSecurity.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/BusinessLine.02.00.dims" schemaLocation="dims/BusinessLine.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CalculationBasisScenario.02.00.dims" schemaLocation="dims/CalculationBasisScenario.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CapitalAdequacyApproach.02.00.dims" schemaLocation="dims/CapitalAdequacyApproach.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CapLossApplicPrdType.02.00.dims" schemaLocation="dims/CapLossApplicPrdType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CategoryOfInsurer.02.00.dims" schemaLocation="dims/CategoryOfInsurer.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CategoryOfMember.02.00.dims" schemaLocation="dims/CategoryOfMember.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CCFFloor.02.00.dims" schemaLocation="dims/CCFFloor.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CGTAssetType.02.00.dims" schemaLocation="dims/CGTAssetType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CGTMethod.02.00.dims" schemaLocation="dims/CGTMethod.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ClaimApprovalPercentage.02.00.dims" schemaLocation="dims/ClaimApprovalPercentage.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ClaimsStatus.02.00.dims" schemaLocation="dims/ClaimsStatus.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ClaimYear.02.00.dims" schemaLocation="dims/ClaimYear.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ClassOfBusiness.02.00.dims" schemaLocation="dims/ClassOfBusiness.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ClassOfBusiness.02.01.dims" schemaLocation="dims/ClassOfBusiness.02.01.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/Commodity.02.00.dims" schemaLocation="dims/Commodity.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CompletionStatus.02.00.dims" schemaLocation="dims/CompletionStatus.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CompntsEquity.02.00.dims" schemaLocation="dims/CompntsEquity.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ConcessionType.02.00.dims" schemaLocation="dims/ConcessionType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ContractArrangement.02.00.dims" schemaLocation="dims/ContractArrangement.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CorporateClass.02.00.dims" schemaLocation="dims/CorporateClass.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CntrprtyANZSIC2006Dvsn.02.00.dims" schemaLocation="dims/CntrprtyANZSIC2006Dvsn.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CntrprtyCrdtRskChrg.02.00.dims" schemaLocation="dims/CntrprtyCrdtRskChrg.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CntrprtyDfltStts.02.00.dims" schemaLocation="dims/CntrprtyDfltStts.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CounterpartyDomicile.02.01.dims" schemaLocation="dims/CounterpartyDomicile.02.01.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CounterpartyDomicile.02.00.dims" schemaLocation="dims/CounterpartyDomicile.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CounterpartyRating.02.00.dims" schemaLocation="dims/CounterpartyRating.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CntrprtyRltnshpTyp.02.01.dims" schemaLocation="dims/CntrprtyRltnshpTyp.02.01.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CntrprtyRltnshpTyp.02.00.dims" schemaLocation="dims/CntrprtyRltnshpTyp.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CounterpartyRole.02.00.dims" schemaLocation="dims/CounterpartyRole.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CounterpartyType.02.00.dims" schemaLocation="dims/CounterpartyType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CountryResCFCClass.02.00.dims" schemaLocation="dims/CountryResCFCClass.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CoverageProportion.02.00.dims" schemaLocation="dims/CoverageProportion.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CreditMgt.02.00.dims" schemaLocation="dims/CreditMgt.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CreditRating.02.00.dims" schemaLocation="dims/CreditRating.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CreditRiskClass.02.00.dims" schemaLocation="dims/CreditRiskClass.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/CreditRiskWeighting.02.00.dims" schemaLocation="dims/CreditRiskWeighting.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/DeltaPlusMethodImpact.02.00.dims" schemaLocation="dims/DeltaPlusMethodImpact.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/DMFPolicy.02.00.dims" schemaLocation="dims/DMFPolicy.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/DrawDownNotice.02.00.dims" schemaLocation="dims/DrawDownNotice.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/EmpGrpSts.02.04.dims" schemaLocation="dims/EmpGrpSts.02.04.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/EventType.02.00.dims" schemaLocation="dims/EventType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ExchangesOfPrincipal.02.00.dims" schemaLocation="dims/ExchangesOfPrincipal.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ExpectedLossRiskWeight.02.00.dims" schemaLocation="dims/ExpectedLossRiskWeight.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/FinclArrngmtType.02.00.dims" schemaLocation="dims/FinclArrngmtType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/FnnclInstrmntCtgry.02.00.dims" schemaLocation="dims/FnnclInstrmntCtgry.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/Gender.02.00.dims" schemaLocation="dims/Gender.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/GeographicalAPRARegion.02.00.dims" schemaLocation="dims/GeographicalAPRARegion.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/GICS.02.00.dims" schemaLocation="dims/GICS.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/GuarantorIssuerRating.02.00.dims" schemaLocation="dims/GuarantorIssuerRating.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/HedgingBasis.02.00.dims" schemaLocation="dims/HedgingBasis.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ImpairmentType.02.00.dims" schemaLocation="dims/ImpairmentType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/IndustryProductionType.02.00.dims" schemaLocation="dims/IndustryProductionType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InsrncAsstsClssfctn.02.00.dims" schemaLocation="dims/InsrncAsstsClssfctn.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InsrncBsnssIntrmdtd.02.00.dims" schemaLocation="dims/InsrncBsnssIntrmdtd.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InsuranceCover.02.00.dims" schemaLocation="dims/InsuranceCover.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/Insurance.02.00.dims" schemaLocation="dims/Insurance.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InterestRate.02.00.dims" schemaLocation="dims/InterestRate.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InterestRateRiskMethod.02.00.dims" schemaLocation="dims/InterestRateRiskMethod.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InterestRateType.02.00.dims" schemaLocation="dims/InterestRateType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/IntlJurisdiction.02.00.dims" schemaLocation="dims/IntlJurisdiction.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InvestmentChannel.02.00.dims" schemaLocation="dims/InvestmentChannel.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InvestmentReportingBasis.02.00.dims" schemaLocation="dims/InvestmentReportingBasis.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InvstmntRskCptlFctr.02.00.dims" schemaLocation="dims/InvstmntRskCptlFctr.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InvstmntRskCptlFctrUndrlyngAssts.02.00.dims" schemaLocation="dims/InvstmntRskCptlFctrUndrlyngAssts.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/InvestmentRiskWeight.02.00.dims" schemaLocation="dims/InvestmentRiskWeight.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/IRBApproach.02.00.dims" schemaLocation="dims/IRBApproach.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/IRBLssGvnDfltCtgrs.02.00.dims" schemaLocation="dims/IRBLssGvnDfltCtgrs.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/Jurisdiction.02.00.dims" schemaLocation="dims/Jurisdiction.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/LiabEstMethod.02.00.dims" schemaLocation="dims/LiabEstMethod.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/LifeInsPolicyClassType.02.00.dims" schemaLocation="dims/LifeInsPolicyClassType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/LoanAge.02.00.dims" schemaLocation="dims/LoanAge.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/LoanClassificationGPS116.02.00.dims" schemaLocation="dims/LoanClassificationGPS116.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/LoanOriginator.02.00.dims" schemaLocation="dims/LoanOriginator.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/LossGenSource.02.00.dims" schemaLocation="dims/LossGenSource.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/LossGivenDefaultBand.02.00.dims" schemaLocation="dims/LossGivenDefaultBand.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/MajOwnshpAndCntrlTestType.02.00.dims" schemaLocation="dims/MajOwnshpAndCntrlTestType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/MrktExpsrUndrlyngAsstTyp.02.00.dims" schemaLocation="dims/MrktExpsrUndrlyngAsstTyp.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/MarketRiskMeasureMethod.02.00.dims" schemaLocation="dims/MarketRiskMeasureMethod.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/MathematicalContext.02.00.dims" schemaLocation="dims/MathematicalContext.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/MEREcnmcOrPrprtyDwntrnYr.02.00.dims" schemaLocation="dims/MEREcnmcOrPrprtyDwntrnYr.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/NewBusinessType.02.00.dims" schemaLocation="dims/NewBusinessType.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/PrimaryListingCountry.02.00.dims" schemaLocation="dims/PrimaryListingCountry.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/PurchasedReceivablesRisk.02.00.dims" schemaLocation="dims/PurchasedReceivablesRisk.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/ReceivableDuePeriod.02.00.dims" schemaLocation="dims/ReceivableDuePeriod.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/RltdTRnsrncRcvrblsFrmNnAPRAAthrsdRnsrrsIndctr.02.00.dims" schemaLocation="dims/RltdTRnsrncRcvrblsFrmNnAPRAAthrsdRnsrrsIndctr.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/RelPrdDrtn.02.01.dims" schemaLocation="dims/RelPrdDrtn.02.01.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/RprtngGgrphclLctn.02.00.dims" schemaLocation="dims/RprtngGgrphclLctn.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/RprtPyType.02.03.dims" schemaLocation="dims/RprtPyType.02.03.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ResidualTermToMaturity.02.00.dims" schemaLocation="dims/ResidualTermToMaturity.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/RetailClass.02.00.dims" schemaLocation="dims/RetailClass.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/RetroApplRetroStmt.02.00.dims" schemaLocation="dims/RetroApplRetroStmt.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/SourceCurrency.02.00.dims" schemaLocation="dims/SourceCurrency.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/SpecialisedLendingMethod.02.00.dims" schemaLocation="dims/SpecialisedLendingMethod.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/TaxOblgtn.02.00.dims" schemaLocation="dims/TaxOblgtn.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/UnderlyingAssetQuality.02.00.dims" schemaLocation="dims/UnderlyingAssetQuality.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/UnderwritingYear.02.00.dims" schemaLocation="dims/UnderwritingYear.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/ActuarialServicesUsed.02.00.dims" schemaLocation="dims/ActuarialServicesUsed.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/OrganisationName.02.00.dims" schemaLocation="dims/OrganisationName.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/OtherFixedLoansByPurpose.02.00.dims" schemaLocation="dims/OtherFixedLoansByPurpose.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/OtherLeaseCommitmentsByANZSIC.02.00.dims" schemaLocation="dims/OtherLeaseCommitmentsByANZSIC.02.00.data.xsd"/>
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  <xsd:import namespace="http://sbr.gov.au/dims/RelatedBankOffice.02.00.dims" schemaLocation="dims/RelatedBankOffice.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/ServiceChannelType.02.00.dims" schemaLocation="dims/ServiceChannelType.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/TerminationDate.02.00.dims" schemaLocation="dims/TerminationDate.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/TimeBandCoupon.02.00.dims" schemaLocation="dims/TimeBandCoupon.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/TypeOfBusiness.02.00.dims" schemaLocation="dims/TypeOfBusiness.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/TypeOfCharge.02.00.dims" schemaLocation="dims/TypeOfCharge.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/WeightedAverageLoanAge.02.00.dims" schemaLocation="dims/WeightedAverageLoanAge.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/dims/WeightedAverageLoanToValuationRatio.02.00.dims" schemaLocation="dims/WeightedAverageLoanToValuationRatio.02.00.data.xsd"/>
  <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.01.02.tech" schemaLocation="fdtn/tech.sbr.01.02.xsd"/>
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</xsd:schema>
